RAAC Introduces a New Era of Real Estate in DeFi

Regnum Aurum Acquisition Corp. (RAAC) is proud to unveil a revolutionary protocol that integrates real estate into decentralized finance (DeFi), offering users seamless access to real estate-backed diversification, income, and price stability. The 2023 SVB crisis, which caused USDC to depeg, highlighted the vulnerability of traditional banking systems. Inspired by that event, RAAC provides a stable, productive asset class by collateralizing real estate on-chain, offering predictable borrowing rates and sustainable yields without the underlying asset relying on banks or custodians.

What is RAAC?

RAAC transforms real estate properties into NFTs (Regna Minima), which serve as on-chain collateral. Users unlock liquidity by lending, borrowing, and farming yield through auto-compounders. The platform focuses on Section 8 housing—properties with government-backed rent, ensuring income stability.

How RAAC Works?

RAAC leverages Real Estate NFTs (Regna Minima) to tokenize real-world properties, providing an on-chain store of value with built-in stability. These NFTs feature ZkMe privacy technology, which uses zero-knowledge proofs to preserve user pseudo-anonymity, ensuring alignment with DeFi’s ethos. A key component of RAAC’s strategy is Section 8 housing, where government-backed rent guarantees a stable income stream. Additionally, these NFTs are redeemable for property titles, allowing users to convert digital ownership into full control of the underlying physical property.

On the DeFi side, RAAC unlocks real estate value through lending, borrowing, and yield farming. Users can deposit crvUSD into the lending pool to receive RcrvUSD, providing access to loan-backed liquidity. These RcrvUSD tokens can also be used in the Stability Pool, which issues DEcrvUSD—a token representing liquidated properties. The entire liquidation and lending process occurs on-chain, preventing liquidity fragmentation. In addition, Auto-Compounders generate $CRV and $RAAC tokens.

RAAC’s treasury is the backbone of the protocol’s growth and liquidity strategy. It accumulates CRV and CVX tokens, building Protocol-Owned Liquidity (POL) that sustains long-term operations. The protocol offers predictable borrowing rates, with interest rates soft-pegged to half of US Prime Rate. As the protocol grows and acquires more properties (targeting 150+), the Rental Income Emissions grow and are redirected toward expanding POL.

The $RAAC token serves as the governance and inflation mechanism for the ecosystem. Holders control emissions by directing $RAAC rewards and Rental Income Emissions to liquidity pools, aligning incentives with the protocol’s long-term goals. $veRAAC holders—those who lock their tokens for voting power—receive 80% of platform revenue in stablecoins, creating an attractive incentive for long-term participation. Additionally, the potential for bribes allow $veRAAC holders to earn rewards by directing POL to specific liquidity pools, ensuring efficient capital allocation.

Why RAAC?

RAAC offers stable, real estate-backed income by utilizing government programs, such as Section 8 housing, to guarantee rental stability, making the protocol resilient to market volatility. The use of third-party auto-compounders simplifies yield generation, creating a set-and-forget strategy that minimizes the need for manual intervention. RAAC also enhances liquidity efficiency, focusing on long-term incentives and minimizing reliance on emissions. Furthermore, the protocol creates new use cases for stablecoins by allowing other protocols to integrate their stablecoins into RAAC’s lending and liquidity strategies, expanding utility and adoption across the DeFi ecosystem.

The Future of Real Estate in DeFi

RAAC bridges real-world assets (RWA) and DeFi, creating a scalable system for stable, productive liquidity. With real estate-backed lending and yield strategies, RAAC unlocks new financial opportunities for users and protocols, transforming real estate into an accessible on-chain asset class.

Welcome to the future of real estate in DeFi. Welcome to RAAC.